Online Services
Sit Across the Desk from Real Decision Makers
When you do business with Western Community Bank you work directly with the decision makers who review and manage your loan from start to finish. We take the time and effort to evaluate each loan application individually. Some people call this "Relationship Banking." For us it's just the way to do business. We want to get to know the businesses and people we serve, so we don't post rates on our website. We want to shake your hand and discuss how we can help you achieve your goals. Contact us today for more information.
Term Loans
Installment term loans are available for vehicle financing, business expansion, and equipment or machinery acquisition. Term loans are generally secured by the asset(s) being financed. Contact us to discuss rates and terms.
Working Capital Lines of Credit
We offer lines of credit to fund both seasonal and year-round working capital needs. Secured and unsecured lines are available with rates adjusting monthly according to the Chase Manhattan Prime Rate.
Collateral Loans
We have loans that allow you to borrow against your existing funds in the bank or equity portfolio at a lower rate than our standard term loans. Contact us to discuss rates and terms.
Letters of Credit
We offer letters of credit to assit in acquiring products and services for business development.
Commercial Real Estate Loans
Real estate loans are available for purposes such as real estate purchases, construction, development, and business expansion. Call or visit us to learn more about these loans.
Commercial Construction
We're experienced construction lenders. Financing is available for single-family construction projects to multi-unit developments. We can even help your clients with long-term mortgage financing in our Mortgage Department.
Apply
We're working to expand our site to allow you to apply for loans online. Until then, please stop by any of our offices to pick up a loan application.
