Our Western Community Bank debit card is accepted like a credit card and functions like a check. The debit card is available with an overdraft line of credit1. The overdraft line of credit automatically deposits money into your checking account when checks or withdrawals exceed your account balance, up to your available credit limit (advance fees apply). Interest on the credit line accrues only on advanced amounts.

• Debits deducted from your bank account
• Accepted at merchants world-wide
• 24-hour service with most ATMs

1. Subject to approval. Advance fees and interest rates apply. Contact us for details.

Our ATMs are open 24 hours a day for your convenience.

• 24-hour ATMs at all of our locations
• Handibank™, Star™ and Plus™ System Network membership allows access to virtually any ATM
• Use your Western Community Bank Visa debit card without charge at our ATMs and at most Wells Fargo® ATMs that are at Wells Fargo branch locations (except in California).

With our Cash Management system you can pay your employees electronically by direct deposit. Learn more about Cash Management on our website, or contact us with any questions.

Money Orders and Officials Checks can be purchased at any of our locations at the Teller Line. Money Orders are available up to $300. Official Checks and Cashiers Checks can be made for larger amounts.

Managing your accounts is fast, easy, and free with our TelXpress™ Phone Banking service. With TelXpress™ you have access to your account 24 hours a day, 7 days a week from your touch-tone phone. You can:

• Obtain checking and savings account balances
• Verify that a check has cleared or a deposit has been made
• Transfer funds between accounts
• Review recent account activity

Access our phone banking service at (801) 222-9006.

Move money between Western Community Bank and other financial institutions located almost anywhere in the world safely and quickly.

Safe deposit boxes allow you to safely store your valuables and documents for just pennies a day. We have a variety of sizes from which to choose at all of our locations. Please contact one of our New Account Representatives for information and to check availability.

We are happy to offer notary public services at no charge to account holders. These services are available at any of our office locations.

Night Drops are located in the drive-up at each of our locations for customers who need to make deposits after our regular office and drive-up hours. Night Drop deposits are sorted and recorded every business morning.

• Returned/Overdraft Check Fee: $20 per item
• Overdraft Charges - per day
  • $0.00 - $10.00   $0.00 per day
  • $10.01 - $500.00   $1.00 per day
  • $500.01 - $1,000.00   $1.50 per day
  • $1,000.01 - $5,000.00   $5.00 per day
  • $5,000.01 - $10,000.00   $10.00 per day
  • $10,000.01 and over   $15.00 per day
• Stop Payment Charge: $15
• Early Closure Fee: $10 (Accounts closed within 30 days of opening may be charged an early closure fee.)